A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content What If You Get Audited? The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing. U.S. Personal Savings Rate What can be learned from the savings rate? Financial Hacks for Millennials: Don’t Get Burnt With FIRE In recent years, a new personal finance concept has caught FIRE: Financial Independence, Retire Early.